Terms and Conditions

Welcome to Rudra Consultancy & Services. By accessing or using our website and services, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully. 1. Acceptance of Terms By using this website or booking any consultation, you agree to these Terms and Conditions. If you do not agree, please do not use our website or services. 2. Services Offered Rudra Consultancy & Services provides: Financial Health Check-ups Life Insurance Guidance Health Insurance Guidance Mutual Fund & Investment Planning Retirement, Child Education, and Wealth Planning All services are provided based on need-based financial analysis. 3. No Financial Guarantee All financial advice is based on the information provided by the client. Investments and insurance products are subject to market risks, terms, and conditions of respective providers. We do not guarantee specific returns or outcomes. 4. Client Responsibilities By using our services, you agree to: Provide accurate and complete information Disclose all relevant financial details Review product documents before making decisions Any decision taken is the client’s responsibility. 5. Consultation Policy Free consultations are subject to availability. We reserve the right to reschedule or cancel appointments if required. Misuse or repeated no-shows may result in denial of future consultations. 6. Payments and Charges Some services may be free, while others may carry professional fees. Any applicable fees will be communicated clearly before the service. Payments once made are non-refundable unless otherwise specified. 7. Third-Party Products and Services We may recommend: Insurance policies Mutual funds Financial products from third-party providers We are not responsible for: Policy terms or claim decisions Market performance Changes made by product providers Clients must review all documents carefully before investing. 8. Intellectual Property All content on this website, including: Text Graphics Logos Images Videos is the property of Rudra Consultancy & Services and may not be copied, reproduced, or distributed without permission. 9. Limitation of Liability Rudra Consultancy & Services shall not be liable for: Any financial losses Investment performance Insurance claim outcomes Decisions made based on advice provided All financial decisions are made at the client’s own risk. 10. Privacy Your use of this website is also governed by our Privacy Policy. Please review it to understand how we collect and use your information. 11. Termination of Access We reserve the right to: Restrict or terminate access Cancel consultations Deny services if any misuse, fraud, or violation of terms is detected. 12. Changes to Terms We may update these Terms and Conditions at any time. Changes will be posted on this page with the updated date. 13. Governing Law These Terms and Conditions shall be governed by the laws of India. Any disputes shall be subject to the jurisdiction of Pune, Maharashtra courts. 14. Contact Information Rudra Consultancy & Services 📍 Pune, Maharashtra, India 📞 Phone: 9637855111 📧 Email: mohan.atcr@gmail.com